I am taking liberties with my word of the year: DECISIVE
I have decided it to also mean “take charge”, “can’t mess with me” and “I am right”. This is my interpretation of “displaying no or little hesitation; resolute; determined”
Since my New Years Resolution to become DECISIVE I am off to a good start. My first plan of attack was my personal finances. My husband and I have tried many ways over the years to tackle our bills and lately we have been splitting them down the middle. Our incomes are almost the same now so it’s a lot easier. But the drawback is it was easy for me to lose track of the balances on things he took care of, out of sight-out of mind. I have decided to rein it all in.
I used to keep track on the computer with a budgeting template in excel (thank you free excel templates on microsoft.com). But it was easy to hide in a file and forget about updating it. I took charge and went to Office Depot and bought the old fashioned column pads http://www.officedepot.com/a/products/930564/Office-Depot-Brand-Columnar-Pad-4/. Writing everything down and putting it in my face on the desk everyday will keep me on track. I am also cutting back on unnecessary purchases
like Caribou Coffee 
and Einstein Bros bagels.
and potato chips..mmmm
and HBO
I know I can do it. I have decided!
